A survey course providing an overview of the financial skills needed by individuals in managing their financial lives. Topics include:
Upon successful completion of this course, students will be able to:
Homework using Connect: Homework is assigned to help you further process the concepts and develop your critical thinking skills. These assignments are designed to make you think and apply learning. Homework assignments will be done online using the Connect system provided by McGraw–Hill, your textbook publisher.
Exams and E-book using Connect: The same link above will give you access to the E-book, which is a choice you will make when you register through the website (they will give you the option to get an E-book ) https://connect.mheducation.com/class/m-abu-el-fadl-bufi-302-summer-2025
Video Media Library: You will find links in the syllabus that have a media library for each chapter to help you understand the topics of each chapter.
Video Case Library: You will find links in the syllabus that have a Video Case library to help you understand the overall concepts.
Access to Connect: Please use your UNE email address as your login name and password. More than two log names will result in the deletion of one of them and the loss of your work. You must attempt the assignment (even if you had to submit the job without working on it) to get a chance to review the project after it is due, which is very important for your success in class and exam preparation.
Course Calendar: Please examine carefully the course calendar and plan accordingly. There is no make-up or change in dates because of the flexibility offered in the online format the calendar shows you
Grade Breakdown
| Grade | Points Grade | Point Average (GPA) |
| A | 93 – 100% | 4.00 |
| A- | 90 – 92.9% | 3.75 |
| B+ | 87 – 89.9% | 3.50 |
| B | 83 – 86.9% | 3.00 |
| B- | 80 – 82.9% | 2.75 |
| C+ | 77 – 79.9% | 2.50 |
| C | 73 – 76.9% | 2.00 |
| C- | 70 – 72.9% | 1.75 |
| D | 60 – 69.9% | 1.00 |
| F | 00 – 59.9% | 0.00 |
Monday – Sunday
May 19 – May 25
May 26 – Jun 1
Jun 2 – Jun 8
Jun 9 – Jun 15
Jun 16 – Jun 22
Jun 23 – Jun 27
|
Week |
Chapter |
Topic |
DUE |
Due Time (Week End Date) |
Readings |
|
1 |
1 |
Personal Finance Basics and the Time Value of Money |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
1 |
2 |
Financial Aspects of Career Planning |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
2 |
3 |
Money Management Strategy: Financial Statements and Budgeting |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
2 |
Discussion | Sunday |
11.59 Pm |
|
|
|
2 |
Exam 1 |
Exam 1 (Ch1-3) |
Sunday |
11.59 Pm |
|
|
3 |
4 |
Planning Your Tax Strategy |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
3 |
5 |
Financial Services: Savings Plans and Payment Accounts |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
3 |
6 |
Introduction to Consumer Credit |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
4 |
7 |
Choosing A Source of Credit: The Costs of Credit Alternatives |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
|
Discussion | Sunday |
11.59 Pm |
|
|
|
4 |
Exam 2 |
Exam 2 (Ch4-7) |
Sunday |
11.59 Pm |
|
|
5 |
8 |
Consumer Purchasing Strategies and Legal Protection |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
5 |
9 |
The Housing Decision: Factors and Finance |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
6 |
10 |
Property and Motor Vehicle Insurance |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
6 |
13 |
Investing fundamentals |
Sunday |
11.59 Pm |
PPT , Excel, and Media |
|
|
Discussion | Sunday |
11.59 Pm |
|
|
|
6 |
Exam 3 |
Exam 3 (Ch8-10) |
Sunday |
11.59 Pm |
|
|
Video Media Library |
|
Chapter 1 TVM-Future Value-Single Amount Personal Financial Planning Process |
|
Chapter 2 |
|
Chapter 3 Ratios for Evaluating Financial Progress Where to Keep Personal Financial Records |
|
Chapter 4 Short Term vs. Long Term Capital Gains |
|
Chapter 5 |
|
Chapter 6 |
|
Chapter 7 |
|
Chapter 8 |
|
Chapter 9 Housing Affordability Calculation |
|
Chapter 10 |
|
Chapter 13 |
Your Student Support Specialist is a resource for you. Please don't hesitate to contact them for assistance, including, but not limited to course planning, current problems or issues in a course, technology concerns, or personal emergencies. If you are a current UNE undergraduate taking online Summer Session courses, please continue to work with your Advisor and include them on your outreaches.
Questions? Email: summersessiononline@une.edu.
Your student support specialist monitors course progression and provides assistance or guidance when needed. They can assist questions regarding ordering course materials, University policies, billing, navigating the course in Brightspace, and more.
To request an accommodation a student needs to go through the process with our UNE office. If the student has a current/already established accommodation in place with UNE it is the responsibility of the student to notify the program at summersessiononline@une.edu to ensure it is applied properly.
If you need to inquire about a possible accommodation, please reach out to the Student Access Center by calling 207-221-4418 or send an email to pcstudentaccess@une.edu.
If you are a current UNE undergrad, please continue to work with your coordinator at bcstudentaccess@une.edu and ensure any accommodations you have in place - are put in place for your online Summer Session course(s).
Togetherall is a 24/7 communication and emotional support platform monitored by trained clinicians. It’s a safe place online to get things off your chest, have conversations, express yourself creatively, and learn how to manage your mental health. If sharing isn’t your thing, Togetherall has other tools and courses to help you look after yourself with plenty of resources to explore. Whether you’re struggling to cope, feeling low, or just need a place to talk, Togetherall can help you explore your feelings in a safe supportive environment. You can join Togetherall using your UNE email address.
Students should notify their Student Support Specialist and instructor in the event of a problem relating to a course. This notification should occur promptly and proactively to support timely resolution.
ITS Contact: Toll-Free Help Desk 24 hours/7 days per week at 1-877-518-4673.
Check Brightspace for specific instructor and support specialist contact information.
Course Management
Welcome, I’m your instructor for this semester. As you all know, the class is online, and we don’t meet face-to-face. Check the UNE website and the College of Business faculty to learn more about me. My contact information is on the syllabus, too.
Your task is to read the syllabus a few times and familiarize yourself with the due dates listed on it. We will strictly adhere to those dates. Also, educate yourself on how to access Connect. The Connect website is where you will do exams, homework, and practice problems. The link for the Connect website is in the syllabus.
I gave you plenty of time for the first assignment due date to allow you to explore and make yourself comfortable in setting up your calendar. As for the practice problems, you are not required to solve them, but they will help you understand the materials. Also, on the syllabus, there are links for video presentations on the concepts of each chapter to help you know more.
Since this class is remote and we are not meeting face to face, it is essential to follow the instructions on the syllabus and check your emails for updates. Also, check the Brightspace class website for announcements, postings, Powerpoint presentations, and other information.
The syllabus has my contact information and office hours. If you need to meet me, office hours are your best bet. If you want to meet but can’t come to the office, we can arrange Zoom meetings for questions. The Zoom link is posted on the syllabus, too.
You will undoubtedly have questions; email me those questions. I will answer every question; sometimes, I will compile the questions and send responses to the class.
Finally, this class is remote, and we don’t meet. The Connect website allows you to receive feedback on your homework by providing your grade and the correct answers after the due date. You will receive your grades for exams after you submit them. This course is self-study and depends on your ability to manage time. We don’t meet face to face, but you are encouraged to see me in my office or schedule Zoom as necessary. There will be no direct instruction like we have in an on-campus class, so be aware of that and plan accordingly.
I will keep in touch with you through emails and reminders. Let me know if you have questions.
Technology
This course will use web technology to disseminate course materials such as syllabi, handouts, and course notes. Web-based email is an additional means of communication between the instructor and students.
Online students are required to submit a graded assignment/discussion prior to Sunday evening at 11:59 pm EDT of the first week of the term. If a student does not submit a posting to the graded assignment/discussion by 11:59 pm EDT on Sunday of the first week, the student will be automatically dropped from the course for non-participation.
Your course may have proctored exams. For all proctored exams, an external camera is required. Please see the course for the exact exam requirements, test-taker guidance, proctoring format, and allowances (such as calculators or whiteboards, as indicated in the course). https://success.une.edu/science-prerequisites/honorlock/
Information about exam attempts can be found in your course.
A schedule of lectures and assignments is included in this syllabus.
Courses in the program are equivalent to one-semester courses designed to be completed in 6 or 12 weeks.
Please review the technical requirements for UNE Online Programs: Technical Requirements.
Please review the policies in your confirmation email. Contact summersessiononline@une.edu with any questions.
Students are expected to attempt and complete all graded assignments and proctored exams by the end date of the course.
Unless stated otherwise by your faculty: Late assignments will be accepted up to 3 days late; however, there is a 10% grade reduction (from the total points) for the late submission. After three days, the assignment will not be accepted. Discussion posts: If the initial post is submitted late, but still within the discussion board week, there will be a 10% grade reduction from the total discussion grade (e.g., a 3-point discussion will be reduced by 0.3 points). Any posts submitted after the end of the Discussion Board week will not be graded. Please make every effort ahead of time to contact your instructor if you are not able to meet an assignment deadline. Arrangements for extenuating circumstances may be considered by faculty.
Due to the Family Educational Rights and Privacy Act, only the student may request official transcripts. This may be done online by going to the University of New England Registrar website and following the directions on the page.
The University of New England values academic integrity in all aspects of the educational experience. Academic dishonesty in any form undermines this standard and devalues the original contributions of others. It is the responsibility of all members of the University community to actively uphold the integrity of the academy; failure to act, for any reason, is not acceptable.
Academic dishonesty includes, but is not limited to the following:
Charges of academic dishonesty will be reviewed by the College. Penalties for students found responsible for violations may depend upon the seriousness and circumstances of the violation, the degree of premeditation involved, and/or the student’s previous record of violations. Appeal of a decision may be made to the Dean whose decision will be final. Student appeals will take place through the grievance process outlined in the student handbook.
Generative AI (GenAI) applications (like ChatGPT) have proven to be powerful and effective tools, and students are encouraged to become familiar with and use them. However, as with any tool, students must use GenAI in ways that support learning, not replace it. Learning to use AI responsibly and ethically is an important skill in today’s society.
In their courses, students are not allowed to use advanced automated tools, such as generative AI tools, on assignments unless explicitly directed to do so. Each student is expected to complete each assignment, including labs and quizzes as applicable, without substantive assistance from others, including automated tools.
Using AI-content generators to complete assignments without proper attribution violates academic integrity. By submitting assignments in UNE courses, you pledge to affirm that they are your own work and you attribute use of any and all tools and sources.
Unauthorized Use
Unauthorized use of AI is treated as a violation of academic integrity.
Citing AI Use
If permitted, students should indicate and cite any use of AI tools.
Instructor Responsibility
Instructors should clearly reiterate, using UNE AI Use Policy, how students can use AI tools in their courses, and communicate this policy to students at the beginning of the semester.
Student Responsibility
Students must follow the academic integrity policy of the University of New England.